American National Bank

Checking Accounts

Freedom Checking

You must deposit $100 to open this account
Unlimited check writing.
No monthly service charge or minimum balance requirement.
Monthly statement. Optional: Imaged checks returned ($4.95 monthly fee).

American Star Checking

You must deposit $100 to open this account
Unlimited check writing.
A service charge of $7 will be imposed every statement cycle if the balance in the account falls below $500 any day of the statement cycle
Service charge waived and initial opening balance of $100 for senior citizens age 62 or over.
Monthly statement. Imaged checks returned.

Small Business Checking

You must deposit $100 to open this account.
The monthly maintenance fee is $10.
You will be allowed 150 free items per statement cycle and will be charged .30 per item over 150.
End of month statement. Imaged checks returned.

Commercial Checking

You must deposit $200 to open this account.
End of month statement. Imaged checks returned.
Analysis charges automatically debited to your account monthly.

This is an analyzed account for the following fees:

Account Service Charge
Credits (per deposit)
Deposited Items (per item)
Unencoded Items
Checks Paid (per item)
FDIC Insurance (per $100)
Federal Tax Deposit
Additional Statements

$10.00
.35
.05
.50
.125
Cost
1.00
5.00

Returned Items
Wire Transfer In/Out
Wire Transfer Foreign
Telephone Notification of Wire
Strapped Currency
Rolled Coins
Uncollected Funds Charge

$ 5.00
10.00
Cost
2.50
.10
.06
WSP+2%

You may also be interested in our interest bearing checking accounts!

FOR SPECIFIC INFORMATION ON ALL ACCOUNTS, PLEASE REFER TO OUR DEPOSIT ACCOUNT DISCLOSURE STATEMENT.

Services - Checking