Savings Accounts
All American Savings
- Minimum opening deposit $100 or $25 if the account will be used for the benefit of a minor under 18 years of age.
- Tiered interest rates depending on the daily balance.
- Federal Regulation D limits – Up to six transfers per month permitted to another account of the depositor at the same bank or to a third party if by preauthorized, automatic, or telephone agreement. Three of the six transfers may be by check, draft, debit card, or similar order payable to third parties.
- Withdrawals in excess of six per month will be charged $1 per withdrawal.
- A service charge fee of $9 will be imposed every quarter if the balance falls below $100 any day of the quarter. Service charge waived on minors’ accounts less than 18 years of age. Statement cycles quarterly.
- The bank reserves the right to require seven (7) days prior written notice of withdrawal.
Money Market
- Minimum opening deposit $2500.
- A service charge fee of $10 will be imposed each statement cycle if the balance falls below $2500 any day of the statement cycle and the interest rate will revert to the current NOW account rate for the days the daily balance is below the minimum required balance.
- Tiered interest rates depending on the daily balance.
- Federal Regulation D limits- Up to six transfers per statement cycle permitted to another account of the depositor at the same bank or to a third party if by preauthorized, automatic, or telephone agreement. Three of the six transfers may be by check, draft, debit card, or similar order payable to third parties.
- If more than six transfers or three third party checks are posted during the months' cycle, a charge of $10 will be assessed.
- Monthly statement. Imaged checks returned.
- The bank reserves the right to require seven (7) days prior written notice of withdrawal.
* Your interest rate and annual percentage yield may change at any time.



